Citizens & Northern Bank

Credit Analyst III

Job Locations US-PA-Doylestown
Posted Date 11 months ago(4/29/2022 2:31 PM)
Job ID
# of Openings


We are looking for a Commercial Credit Analyst III to fill an opening immediately working remotely within 50 miles of any C&N location. The Credit Analyst III is responsible for analyzing credit information of all types of loan requests including the larger and most complex loan requests, preparing credit approval documents for presentation to loan officers or committees, and conducting credit investigations and approving loans within potential regional authority. This position may supervise within the credit analysis function of C&N.



Education:  Bachelor’s degree in Accounting, Finance, or a directly related field


Experience:  6-8 years of previous related experience and/or training.


OR: Equivalent combination of education and experience.



  • Detail Oriented
  • Critical Thinking
  • Strong Research Skills
  • Strong Communication; public speaking experience helpful
  • Management skills helpful



1.  Spreads, reviews, and analyzes financial statements and related material for larger and more complex existing and             prospective borrowers.


2.  Develops the credit approval document to assist in the lending decision on new, renewal, and extension loans.


3.  Investigates all available sources of credit and financial and information, including report services, credit bureaus, the       Risk Management Association, industry trends and other companies.


4.  Prepares annual reviews on borrowing relationships in accordance with C&N Bank’s loan policy.


5.  Serves as a senior level Credit Administration resource.


6.  Assists in the assignment of risk ratings.


7.  Calls on existing and potential borrowers with lenders to solicit new loan and deposit relationships or to monitor the           borrower’s ongoing credit worthiness. 


8.  Training and Education – Completes all assigned training as established in a timely manner, including compliance,             certification & licensure, and other developmental requirements.


9.  Customer Service - Exemplifies C&N Customer Service Standards.



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